Find out how your money is invested

Unless you check that your pension is ethically funded, the chances are that You are supporting the arms industry, and companies with poor human and environmental records.

You can find out more by checking out ethical pension funds at www.eiris.co.uk Now, this is a complicated area, and even if you're just thinking about your pension, you deserve some kind of medal.

So, to make it simple - just ask your IFA (independent financial advisor) or pension provider one question:

"Can you ensure that my investments don't harm the planet or hurt my fellow man?"

If more of us did that, IFAs and their like would soon take notice. But don't get caught up in a longer conversation, unless you're desperate for company.

As Woody Allen once said, anybody who wants to know the definition of eternity should try spending an evening talking to a life insurance salesman.

Take action
If you like the action, why not give it a go? We don't want you to spend hours trying to find out how to get started on each action, so we've got some ideas here.
www.eiris.org
www.co-operativebank.co.uk
www.smile.co.uk/whysmile
www.triodos.co.uk